At a Glance

You Can Choose to Enroll in One, Two or All Three Plans

UC’s new group supplemental health plans complement, but do not replace, your primary health insurance. These plans also work alongside UC’s disability coverage to supplement your UC benefit. The plans are custom-designed specifically for UC and administered by Aflac, which processes and pays claims. Coverage is available for you and your eligible dependents.

 

Accident


Critical Illness


Hospital Indemnity
What do I pay for coverage?Cost of coverage is based on who you enroll. Cost of coverage is based on who you enroll. Cost of coverage is based on who you enroll.
What triggers a benefit payment? Certain expenses resulting from accidentsSpecific diagnoses, such as cancer, heart attack or strokeHospital admission, including for childbirth
Will I receive a benefit payment for emergency room visits that do not result in hospital admission? YesNo
Benefits Paid for diagnosis only
No
Does my age affect the monthly premium? NoYesNo
Is the benefit paid directly to me? YesYesYes
Am I required to use my benefit payment to pay out-of-pocket health care costs? No
You choose how to spend the money. There are no limitations on how you can spend it.
No
You choose how to spend the money. There are no limitations on how you can spend it.
No
You choose how to spend the money. There are no limitations on how you can spend it.
Does the plan have a deductible? NoNoNo
Do I pay taxes on any cash benefits received? No
Because you pay premiums as an after-tax payroll deduction, you do not pay taxes on cash benefits received.
No
Because you pay premiums as an after-tax payroll deduction, you do not pay taxes on cash benefits received.
No
Because you pay premiums as an after-tax payroll deduction, you do not pay taxes on cash benefits received.

Have Questions or Need Help?

Call the UC Plus Customer Service Team toll-free at (888) 212-7201, Monday through Friday, 6:00 a.m. to 5:00 p.m. Pacific, excluding holidays.