Critical Illness

Serious Illness Can Mean Serious Costs

If you or someone you know has been diagnosed with a critical illness, you’ve seen the toll it takes on the individual and their family—physically, emotionally and financially. The UC Plus Critical Illness plan provides a cash benefit for covered critical illnesses, such as a heart attack or stroke, providing financial support you can count on when you need it most.

Critical Illness insurance adds an extra layer of financial support to supplement your UC medical and disability benefit plans. UC is partnering with Aflac to offer group coverage designed specifically for UC employees at group rates. Coverage is available for you and your eligible dependents.

If you experience a covered critical illness, you will get a cash benefit from Aflac paid directly to you—over and above what any other insurance plan pays. You decide how to use the funds.

Cash to Use However You Choose

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Does Your Current Health Care Coverage Fit Your Needs?

UC offers a variety of medical plans with differing levels of benefit coverage, out-of-pocket costs, and monthly premiums, all in an effort to meet the diverse needs of UC employees. If you are considering changing medical plans, or just want to add financial protection for an unexpected medical emergency, then you might want to think about the added value one or more of the supplemental health plans can provide. These plans offer added financial protection when you need it most.

Make good decisions about your health care. Before making changes to your current medical plan, be sure to review the medical plan information on the UCnet 2020 Open Enrollment page. Speak with your Health Care Facilitator if you need help understanding how your UC medical plan options work.

There is no one-size-fits-all solution to supplemental health insurance. You can customize your coverage by enrolling in the plans (if any) that are right for you. Use the calculator below to estimate your combined monthly cost for medical and supplemental health insurance.

What Happens After I Enroll?

After you enroll, you’ll receive a welcome letter from Aflac with more information about your coverage.