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Aflac administers and pays benefit claims. The Aflac coverage described on this website is subject to plan limitations, exclusions, definitions, and provisions. For detailed information, please see the plan certificates of insurance, as this information is intended to provide a general summary of the coverage. This overview is subject to the terms, conditions, and limitations of the plan. Coverage is underwritten by Continental American Insurance Company, a proud member of the Aflac family of insurers. CAIC is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company.

There’s more to choosing a medical plan than just the costs. Before choosing coverage, review the medical plan information on UCnet to understand how the plans work.

The University of California intends to continue the benefits described here indefinitely; however, the benefits of all employees, retirees and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. If you belong to an exclusively represented bargaining unit, some of your benefits may differ from those described here. If there is any conflict between the information provided on this website and the governing plan booklets or agreements, then the governing plan documents will control.

About the Plans
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